Bundled insurance coverage for house, health, life, and car often gives cost-saving benefit, but some people simply choose to separate their policies because this can often provide better quality of services, for example with auto insurance. Being an insurance company that specifically offers auto insurance policies, Go Auto Insurance does not even sell coverage for motorcycle, boat, or any other type of vehicle. It specializes in providing coverage for all car drivers in Arkansas. Moreover, it is also different from most companies in this industry because it is a family-oriented company which does not publicly trade their shares. Based on those two characteristics, there are plenty of great benefits for customers, including but not limited to the following:
1. Personalized options
One of the biggest benefits of purchasing auto insurance only without bundling it with other policies is the possibility to personalize more options, for example the quotes and payment. Since Go Auto Insurance only sells coverage policies for cars, customers are able to adjust their options without any additional fees. In most cases, there are always less restricting rules about how you pay, or what types of coverage to purchase, and other limitations commonly found in bundled insurance.
2. Non-commissioned agents
You may find yourself in a situation where an insurance agent is determined to persuade you to purchase the insurance from a particular company. The main reason is that the agent may earn some commissions for every sale they make. Go Auto Insurance does have agents, but they are non-commissioned, meaning you only pay for what you get without additional fee for the services provided by the agents.
3. Focus and simplicity
As mentioned earlier, Go Auto Insurance only offers coverage policies for cars. This mindset allows the company to easily focus on a specific field so that everything is handled properly without involving any complexity of a bundled insurance. More than that, all processes from asking for quotes, making a purchase, to filing a claim are simple for customers. Bundled insurance, in one way or another, tends to lead customers to give less detailed attentions to every policy they have. Go Auto Insurance does not deal with any other type of policy, allowing you and the company to discuss and handle all matters more specifically which often leads to better results for both parties.